Checking Account

It all begins with checking and we want to be the best bank for personal checking. So we keep it simple with two checking options; each with the benefit of superior customer care, security and local banking experts. Compare account features and benefits all offer a personal debit card to determine which will work best for you.

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Three types of accounts to choose from.


Relationship Checking includes a range of features including interest on your balance.


Classic Checking includes all the basics.


Classic Student Checking includes custom features for students.

Not sure where to begin?

Let's compare accounts.

Minimum Opening Balance $100 $50 $25
Service Fee Per Statement Cycle $15 * *
Earns Interest On Your Balance Yes * *
eStatements Yes Yes Yes
FDIC Insurance Yes Yes Yes
Overdraft Protection Yes Yes Yes
Direct Deposit Yes Yes Yes
Visa Checkout Yes Yes Yes
Check writing and withdrawals per month Unlimited Unlimited Unlimited
Transfer Charges 5% per transactions 3% per transactions 2% per transactions

Add a Personal Debit Card to your account. It's free to have, and easy to use.

The best bank checking account should always include a personal debit card. Because when you add a personal debit card to your account, not only is it easy to get cash from an ATM, but also easy to pay for everyday purchases without having to reach for cash or your checkbook. It's also a safe and secure way to pay with Visa's Zero Liability Policy covering you from unauthorized purchases. USB Debit Cards are accepted wherever VISA is welcome and your payment amount is deducted directly from your account. You can even get cash back at many places, such as the grocery store. Convenient? You bet

  • Real-time fraud monitoring and alerts for your USB Debit Card
  • Have chip technology that offers greater security when used at a chip card reader.
  • If lost or stolen, Visa's Zero Liability Policy*** covers you from paying for unauthorized purchases
  • Easy access anywhere Visa is accepted and your purchases will be automatically deducted from your checking account
  • Easily track and control your spending through USB Online Banking and USB Mobile.

Have any Question?

We're here to help. Send us an email or call us at +15162106986. Please feel free to contact our expert.

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